Se Habla Español
New Car Sales: 855-315-5241 Press 2
Pre-Owned Sales: 855-315-5241 Press 3
Service/Parts: 309-664-1222

What separates us and makes us
"Worth the Drive":

  • Modern Approach to Pricing
  • Hassle free shopping experience
  • Vehicle Pick-up and Delivery
  • Top rated dealership in the area
  • Service Reminders/Coupons sent to you directly to keep your vehicle in great shape
  • Customer focused

Introducing a new way to shop:

You can now purchase your new vehicle entirely online...

Click here to learn more about how that works with O'Brien Express

The O'Brien Experience

Understanding Finance Terms at O’Brien Hyundai of Normal


Make your car-buying experience more enjoyable by visiting O’Brien Hyundai of Normal.  Our Hyundai dealership near Bloomington, IL not only offers great Hyundai lease deals, but we offer complete service, parts, and financing from a dedicated team. We understand that buying or leasing a car is a major life decision and our finance staff is here to help find interest rates and terms that work for you. To prepare for your visit, we’ve included some common auto financing terminology you should know.

Understanding Finance Terms at O’Brien Hyundai of Normal

APR: The annual percentage rate or finance rate is the interest rate on your car loan. The rate is a percentage of the amount you borrow that the lender charges annually for the use of its funds.


Lease: Agreement that is basically a long-term rental of a vehicle for a set period of time. For example, three, four, or five years.  The dealer or a third-party buyer purchases the car and allows a lessee to use it for a monthly charge. The contract can include an option to buy once the lease is up.


Term: The length of your loan or lease. Common terms are 36, 48, and 60 months. Interest rates often go up in relation to the length of your term.


Dealer incentives: Money-saving offers from manufacturers that dealers often pass on to customers. Manufacturers use incentives to generate sales on specific models.


Trade-in value: The amount a dealer pays for your current car when selling you a new car. Having an idea of your vehicle’s trade-in value before going to the dealership is always a good idea.


The finance staff at our Hyundai dealership understands that you will have questions and we’re here to help any way we can. In fact, we’ll let you know of any money-saving incentives or Hyundai specials we have available. To make the process easier, we’ve included a credit application form and a payment estimator on our website. By preparing for your purchase, you will save time at our dealership.


Whether you are looking for a new Hyundai SUV or low-mileage pre-owned Hyundai cars, you can find them at O’Brien Hyundai of Normal. Our Hyundai dealers look forward to assisting you at our dealership serving Champaign, IL and beyond. You can find us at 600 Greenbriar Drive, just off Historic Route 66.